Gli svedesi faticano a pagare i mutui (debiti).

Segno dei tempi duri, a sorpresa anche nella prospera Svezia si fatica a pagare il mutuo e ci si indebita sempre più.

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Payment problems plague more Swedish homeowners


Published: 5 Oct 09 08:03 CET
http://www.thelocal.se/22464/20091005/


Despite record-low interest rates, an increasing number of Swedish homeowners are having trouble paying their debts, according to a new study.

The number of homeowners who had been reported to Sweden’s Enforcement Agency (Kronofogden) due to delinquent debt payments rose by nearly 13 percent in September compared to the same month last year, Sveriges Television (SVT) reports.

The findings, taken from a report by the Soliditet, a credit information company, also show that the number of indebted Swedes registered with the agency continues to rise.

“Now we’re in a situation with historically low interest rates. The question is what happens in a situation when rates move up and unemployment continues to rise. Our assessment is that people who own property are going to have more difficulties paying their debts in the future,” Soliditet vice president Jonas Åkerman told SVT.

In September, around 363,000 people were registered with the company as having unpaid debts, an increase of 4.2 percent compared with September 2008.

Indebted Swedes now owe a total of 63.2 billion kronor ($9 billion), a 10 percent increase from last year.

TT/David Landes (news@thelocal.se)

dopo aver firmato un bel mutuo per la casa nuova, é una cosa bella da leggere

ma deh, come facevano a pagare se fossero stati in italia? lì una casa con 50mila o 100mila te la cavi, qua con meno di 300k non ti guardano nemmeno di striscio. e poi gli stipendi...

Matte ha scritto:

ma deh, come facevano a pagare se fossero stati in italia? lì una casa con 50mila o 100mila te la cavi

50/100mila? In piena campagna intendi, o comunque fuori mano. Le case in zona "commuters" non sono più economiche in Svezia, specie ove vi è crescita economica.

mah guarda, io ho dato un occhio a giro, e i prezzi mi sembrano di gran lunga più bassi dello standard di 250k per un monolocale italiano.

Ad es: http://www.blocket.se/goteborg/Backa___Bla_Staden__3_a__80_m__23970582.htm?ca=15&w=1

80mq 3 stanze per un appartamento a göteborg: 90k euro + 410 euro di spese mensili.

se poi si considerano anche gli stipendi medi svedesi, ripeto la domanda: ma se fossero stati in italia, icchè facevano, si impiccavano?

beppe ha scritto:

50/100mila? In piena campagna intendi, o comunque fuori mano. Le case in zona "commuters" non sono più economiche in Svezia, specie ove vi è crescita economica.

e i prezzi stanno anche salendo...perfino nella "mia" Sundsvall

cala ha scritto:

beppe ha scritto:

50/100mila? In piena campagna intendi, o comunque fuori mano. Le case in zona "commuters" non sono più economiche in Svezia, specie ove vi è crescita economica.

e i prezzi stanno anche salendo...perfino nella "mia" Sundsvall

Almeno nella mia piccola città le case costano ancora relativamente poco-confrontando con l'Italia.. Infatti se dovessi tornare in Svezia nel futuro, preferirei vivere sempre lì anche se dovessi cercare lavoro a Gtb, perchè cmq, chi è abituato ad andare al centro di Roma tutte le mattine non pensa che il tratto lid-gtb sia troppo lungo!

eh si hai proprio ragione!!

se non c'è traffico, che sono 10km??

Non si salva neppure la Svezia quanto a caro abitazione:


Housing prices surge despite money worries

Published: 13 Oct 09 10:43 CET
http://www.thelocal.se/22622/20091013/

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Housing prices in Sweden have regained their momentum after last autumn's tumble despite concerns over interest rate developments and rising unemployment.

Prices have begun to return to pre-crisis levels as potential buyers crammed into apartments nationwide in September, a month that saw flat prices across Sweden rise by an average of 2 percent.

In inner city Stockholm, apartment prices hit 53,126 kronor ($7,600) per square metre last month and have begun to close in on the record of 56,300 kronor set in August 2008.

In central Gothenburg, apartment prices jumped by 3 percent in September, while Malmö saw a 1 percent rise.

"Demand for apartments is greater than supply, which I think is due to a lot of people putting off selling as prices continue to go up," Peter Pütsep, head of the Svensk Fastighetsförmedling real estate agency, told TT.

Pütsep said he believed prices would continue to shoot up this autumn.

"But certainly buyers do have to take forthcoming interest rate hikes into consideration. As things stand, it's crucial to allow for an interest rate margin of at least 2 percent. But the situation is incredibly difficult to gauge," he said.

House prices are also in the process of making a full recovery, with Septemper showing prices up 2 percent in Stockholm, 3 percent in Gothenburg and 6 percent in Malmö.

"There has been lower activity at house viewings than at apartment viewings. Here too we can see that a lot of people are holding off on selling their house in anticipation of a continued price increase," said Pütsep.

He added that it was extremely difficult to judge the direction the housing market would take when the Riksbank starts pushing up interest rates and unemployment figures continue to grow.

"Interest rates are going to gradually increase and one shouldn't underestimate the state of the economy. The problems several of the major banks are having in the Baltic region are probably also going to have some bearing on price adjustments. But this autumn I foresee stable price growth."